From enquiry to funds, in four steps

Bridging finance only works if it's fast. Here's exactly how a facility moves from first call to funds in your account.

01 — Same day

Enquiry

Tell us the deal: amount, purpose, and the term you need. A decision-maker calls you back directly, not a call centre.

02 — 24–48 hrs

Assessment

We assess the exit and the security, not just a credit score. Most enquiries get an indicative answer within a day.

03 — Fixed upfront

Offer & terms

You receive clear terms — rate, fees, and the exact 30, 60 or 90 day span — with nothing added later.

04 — Days, not weeks

Funds released

Once legals are complete, funds move to your account. Most facilities complete well inside the agreed term.

Three spans. One straightforward structure.

Every facility is short-term by design. Pick the span that matches your exit, and the rate is fixed for that term from day one.

30 days

Fast-turn bridge

For deals with a near-certain, near-term exit — auction completions, chain breaks, and time-critical purchases.

From 12.5% Loan Term

MOST COMMON

60 days

Standard bridge

Our most-used term — enough room for refinance, sale, or a development milestone to land without pressure.

From 15% Loan Term

90 days

Extended bridge

Where the exit needs more runway — planning decisions, longer sales cycles, or multi-stage transactions.

From 17.5% Loan Term

Built for businesses and commercial borrowers

Thornton Capital lends directly to companies. If it's a business need with a clear exit, we want to hear it.

Property developers

Bridge between land purchase and development finance, or between practical completion and sale.

SME cash flow

Cover a short-term gap — supplier payment, payroll, or a delayed invoice — without disrupting operations.

Auction purchases

Meet tight completion deadlines on commercial or investment property bought at auction.

Chain breaks

Unstick a stalled commercial transaction while a linked sale or purchase catches up.

Refinance & exit

Short-term cover while a longer-term facility or asset sale completes.

Trading businesses

Working capital secured against property or other business assets, released quickly.

Start a Bridging Enquiry

Direct access to decision-makers. Complete the details below and a senior underwriter will contact you directly within 24 hours.

Fast, Flexible Bridging Finance
for Growing Businesses

Thornton Capital provides short-term bridging loans designed to help small and medium-sized businesses move quickly, seize opportunities, and bridge the gap with confidence.

Get in Touch

About Thornton Capital

We are a specialist short-term lending business dedicated to supporting UK small and medium enterprises. Whether you need to bridge a funding gap, complete a time-sensitive transaction, or unlock working capital, Thornton Capital delivers straightforward, reliable finance solutions — without the delays of traditional lenders.

How It Works

Apply

Tell us about your business and funding requirements. Our process is simple and straightforward.

We Assess

Our team reviews your application quickly, with decisions made by experienced professionals — not algorithms.

Receive Funds

Once approved, funds are released swiftly so you can act without delay.

Why Choose Thornton Capital?

✓ Fast decisions and rapid funding
✓ Tailored to small and medium-sized businesses
✓ Transparent terms with no hidden fees
✓ Experienced team with deep market knowledge
✓ Flexible loan structures to suit your needs

Ready to Talk?

Get in touch with our team today to discuss your bridging finance requirements. We're here to help your business move forward.

Capital that closes the gap — fast.

From enquiry to funds, in four steps

Enquiry

Assessment

Offer & terms

Funds released

Three spans. One straightforward structure.

30 days

Fast-turn bridge

60 days

Standard bridge

90 days

Extended bridge

Built for businesses and commercial borrowers

Property developers

SME cash flow

Auction purchases

Chain breaks

Refinance & exit

Trading businesses

Start a Bridging Enquiry

Fast, Flexible Bridging Finance
for Growing Businesses

About Thornton Capital

How It Works

Apply

We Assess

Receive Funds

Why Choose Thornton Capital?

Ready to Talk?

Join our email list

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Capital that closes the gap — fast.

From enquiry to funds, in four steps

Enquiry

Assessment

Offer & terms

Funds released

Three spans. One straightforward structure.

30 days

Fast-turn bridge

60 days

Standard bridge

90 days

Extended bridge

Built for businesses and commercial borrowers

Property developers

SME cash flow

Auction purchases

Chain breaks

Refinance & exit

Trading businesses

Start a Bridging Enquiry

Fast, Flexible Bridging Financefor Growing Businesses

About Thornton Capital

How It Works

Apply

We Assess

Receive Funds

Why Choose Thornton Capital?

Ready to Talk?

Fast, Flexible Bridging Finance
for Growing Businesses